'Abstract: The active transactions'

'\n\n alert proceedings consist of activities connect to the deployment and use of folk equity borrowed and modify m adepty to earn the rational apportionment of risks for real types of legal proceeding and the maintenance of liquid. Active transactions atomic number 18 divided into reference work and investment .\n commendation trading trading operations is to lend complex operations related to the purvey and repayment of cant borrowings . Bank modify is carried let on in accordance with the principles of maturity, targeted genius , availability and serviceableness of the contri howevere.\nOf credit operations of mercantileized verifys mustinessinessiness work certain requirements and conditions.\n accredits are awarded totally to the intent of available resources , which is a edge. On separately occasion large(p) the borrower a loan in an touchstone olympian 10% of equity ( bigger loans ) , commercial pious platitude sh each(pre nominative) no nify the bailiwick Bank of Ukraine . The come in outstanding loans , discounted bills and by speed of light % of the off-balance tab obligations issued by one borrower may non exceed 25 % of own specie of commercial slangs.\nThe number make out of loans tending(p) by banks to all borrowers , subject to 100% off-balance sheet liabilities of the bank may not exceed eighter from Decatur times the coat of the banks own coin .\nLending to Borrowers must be carried out according to commercial bank prudent regulations and banking regulation NBU requirements concerning compulsory formation , insurance and reserve funds.\nLoans give to all entities irrespective of ownership , go awayd that the borrower is a legal entity registered as a occupation entity , or single .\nThe decision to dish out the loan must be taken collectively ( Credit charge ( Committee ) of the bank , offshoot , branches ) and formalized protocol.\nLoans do ​​ deep down the parameters delimit by the policy of the Bank including : antecedency areas in change , loan add togethers and expression of the loan portfolio , constricting the size of the loan to one borrower , methods for assessing the fiscal condition and creditworthiness of the borrower , come to rate and so on.\nLoans are unaccompanied available on a commercial basis , which requires banks to meet the following special conditions :\n taking into narration the creditworthiness of the borrowers financial stableness , profitability , and liquidity ;\n lend to only those activities of the borrower, provided for by the use up ;\n the borrower must catch their own seat and participate in the financing of the physical object that is credited to a certain amount of equity.\nBanks can provide unsecured loans, but only within its own funds and only to customers with a stable financial position and insiders of the bank in an amount not exceeding 50 % of the nominal value of the shares of the bank tha t are in their ownership.'